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Home > Blog > Insurance Scouts, LLC Blog: homeowners insurance
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Insurance Scouts, LLC Blog: homeowners insurance

View the latest blog posts from Insurance Scouts, LLC.

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Friday, December 11, 2020

Christmas Tree Safety Tips

Christmas trees are a fun way to celebrate the holiday season, but they can be quite the fire hazard as they dry out. Here are some great Christmas tree safety tips from the National Fire Protection Association. Between 2014 and 2018, U.S. fire departments responded to an average of 160 home fires from Christmas trees -- don't be one of them! READ MORE >>

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Sunday, December 6, 2020

Disposing of Hot Ashes

Every winter we seem to have incidents in Mono County related to hot ashes. Sometimes hot ashes have even caught structures on fire, but more often the fire department is called to respond to smoking dumpsters from people who've poured their hot ashes inside. Neither one is a good scenario. READ MORE >>

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Monday, August 5, 2019

Avoiding Insurance? Think About Safety

Have you ever heard statistics about accidents around the home? A Secure Life lists falls as number one. My house is located in Crowley Lake, CA. Every year we have friends and family over to celebrate Independence Day. In 2018 one of my uncles tripped on a lower step, but luckily he wasn't hurt badly. READ MORE >>

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Tuesday, September 25, 2018

Bills Passed to Protect Wildfire Survivors

 California Insurance Commissioner Dave Jones sponsored SB 894, AB 1772, AB 1800, AB 1875 and AB 2594. Governor Jerry Brown has signed these bills, and some take effect immediately. For the provisions of the bills to be effective, the loss must be from a declared disaster. READ MORE >>

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Monday, September 10, 2018

Time for Your Annual Chimney Sweep

It's the time of year again to make the final preparations for winter. Angelo's Stove & Chimney scheduled and cleaned my home's chimney last week. Have you ever seen a chimney fire? Take one look and you'll want to do anything possible to prevent it. READ MORE >>

Friday, February 9, 2018

Mudflows in Montecito

From my perspective working in property insurance, this is a flood, and many homeowners and businesses may be without insurance. However Dave Jones (California Insurance Commissioner) has given formal notice to insurance companies of their duty to pay for "efficient proximate cause." What does this mean? READ MORE >>

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Friday, September 15, 2017

Carbon Monoxide Gas Dangers

Carbon Monoxide poisoning occurs most often during the winter months. This is because during the cold months we frequently use furnaces, water heaters, stoves, and gas fireplaces. Some precautions you can take to avoid carbon monoxide poising are to have fuel-burning appliances inspected for le... READ MORE >>

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Wednesday, September 6, 2017

Most Property Insurance Does Not Cover Floods

Most of us are far removed from the devastation that took place in Huston a couple weeks ago. However many of us have family or friends who live in the greater Huston Area.  Though we don’t have that caliber of torrential downfall or Hurricanes here in the Sierra, it is important to remember how devastating floods can be. READ MORE >>

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Monday, March 14, 2016

Tree Removal...

    Q: I have been asked more than once will my Insurance Company pay to remove a tree that may fall on my house.  A: No- the reason being is that a tree that needs to be removed is viewed as ordinary maintenance or pride of ownership. READ MORE >>

Tuesday, November 16, 2010

Water Damage Ten Times More Likely Than Fire

Some things to consider as temperatures drop into freezing conditions: A recent study by Travelers Insurance found that: "water damage claims are 10 times more likely than fire damage". The most common sources of interior claims tend to be related to freezing and cracking of ice maker lines, washing machine hoses, and toilet flex-lines. READ MORE >>

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