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Home > Blog > Insurance Scouts, LLC Blog Page 2
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Insurance Scouts, LLC Blog Page 2

View the latest blog posts from Insurance Scouts, LLC.

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Monday, August 8, 2022

Small Businesses and the Impacts of Inflation

  Most small businesses I talk to are feeling the impacts of inflation these days. It feels like it’s coming from all sides. One thing to keep in mind is whether you’re still adequately covered by your insurance, which this Travelers article (linked below) discusses. READ MORE >>

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Wednesday, July 6, 2022

Employer Question: Gas Bonuses and Workers Comp Insurance

    I heard this question recently: If I bonus my employees for the increase in their fuel cost, do I also have to pay for Workers Compensation Insurance on that bonus? The answer is yes – since the bonus could be used for anything. READ MORE >>

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Friday, July 1, 2022

LA Times: A Treacherous California Fire Season Made More Dangerous by Drought, Water Restrictions

  We’re no strangers to the fears and realities of wildfire here in the Eastern Sierra. It has become a constant thought that accompanies life in California. Our low-snow winters don’t only affect us, they affect the entire state, and often increase the risk of wildfires. READ MORE >>

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Thursday, June 30, 2022

Verisk: Five Emerging Risk Trends Facing Homeowners

  We always pay attention to trends and changes in the insurance industry, including general trends that affect homeowners in the Eastern Sierra, throughout California, and beyond. Verisk is working on filing a significant update to their ISO Homeowners program and shared a blog post about five emerging trends they’re addressing with the update. READ MORE >>

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Monday, February 21, 2022

An Update on Cyber Threats

Cyber security and cyber crime have been around for a while, but these risks increased during COVID with so many more people and businesses operating remotely.    In the insurance industry, we’ve seen more hacked networks, businesses interrupted because of hacking, and ransomware incidents in the past couple years. READ MORE >>

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Sunday, July 18, 2021

Mammoth Lakes Insurance Beneficial Risk Factors Versus Fireline Score

  Property insurance continues to be a tricky situation in the Eastern Sierra. What this means is you might be paying more for your premium, or you might need to advocate to get the coverage you need. At Insurance Scouts, we always advocate for our partners to find the best coverage for you so you don’t have to worry about it. READ MORE >>

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Friday, July 16, 2021

Wildfire & Insurance Facts: What We Know

  The California Senate Committee on Insurance held an informational hearing on emerging issues with wildfires and insurance in March. Here are some key findings from that hearing. California homeowners and businesses have traditionally had broad access to high quality policies at relatively low prices that meet their needs under most conditions. READ MORE >>

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Wednesday, July 14, 2021

CA Home Insurance Premiums Continue Rising

  California home insurance premiums continue to rise, and the situation is getting untenable. My personal home insurance policy went up more than $1,200 last year, and I’m hearing the same from many of my clients. This CalMatters article offers a good overview of the situation. READ MORE >>

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Saturday, April 17, 2021

Does Your Homeowners Insurance Cover Dog Bites?

  The Bidens’ rescue dog Major has been involved in two biting incidents this year. Major has received additional training since then, but it brings up a good topic -- what happens if your dog bites someone? Does your insurance cover that? Did you know that most homeowners insurance policies cover dog bites? READ MORE >>

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Tuesday, February 23, 2021

Productivity Tips for COVID and Beyond

Working during COVID has its challenges. I’ve had trouble finding time to get focused work done, especially with the kids at home. We’re all hoping the pandemic will end soon, but in the meantime, here are some productivity techniques I’ve been using that I wanted to share.   READ MORE >>

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